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Wise integration connects your Wise multi-currency account to Sure using a personal API token. Sure syncs your currency balances, Jars (savings pots), transfers, and Wise Assets activity directly from the Wise API — no OAuth flow required.

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How it works

  1. You create a personal API token in Wise and paste it into Sure
  2. Sure fetches the profiles (personal and/or business) available to that token
  3. You choose which profile(s) to connect — each becomes its own connection in Sure
  4. Sure discovers every currency balance and Jar under the connected profile(s)
  5. You link each discovered balance to a new or existing Sure account
  6. Syncs then run automatically, pulling balances, transfers, and Jar activity

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Setting up Wise

  1. Sign in to your Wise business account at wise.com (personal API tokens are issued from business account settings, even if you’re only connecting a personal profile)
  2. Go to Your Account → Connect and manage apps → API tokens (requires two-factor authentication on the account)
  3. Create a new personal API token and choose an access level: read only lets Sure read balances, transfers, and Jar activity; full additionally allows the token to authorize recipients and transfers, so prefer read-only unless you need that capability elsewhere
  4. In Sure, go to Settings > Providers, find the Wise panel, and paste the token
  5. If the token has access to more than one profile (for example, a personal and a business profile), select which ones to connect — Sure creates a separate connection for each
  6. Open Set Up Accounts on the new connection and link each currency balance to a Sure account
For testing, Wise provides a sandbox environment at https://api.wise-sandbox.com (the V2 sandbox host; the legacy api.sandbox.transferwise.tech URL was retired). Set WISE_BASE_URL in your Sure environment to point at it instead of the default live API (https://api.wise.com).

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Features

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Multi-currency balances

  • Standard balances: one balance per currency held in your Wise account, refreshed (including reserved amount) on every sync
  • Jars (savings pots): synced alongside standard balances and mapped to a savings-type account in Sure
  • New balances discovered on a sync are shown as “needs setup” until linked to a Sure account

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Transaction syncing

  • The first sync imports 90 days of transfer history (or history from a sync start date you configure); later syncs use a 7-day lookback from the last successful sync. Statement-based history is only available for Wise accounts registered in a country the Wise API supports for statement retrieval (currently the US, Canada, Australia, New Zealand, Singapore, and Malaysia) — other accounts sync balances and Jar activity but won’t get transfer history
  • Transfers are matched to their linked balance by Wise balance ID, so Jars that share the same currency are still tracked as separate accounts
  • Cross-currency incoming transfers use the amount actually received, not the amount sent
  • When a same-currency transfer includes a fee, the fee is imported as a separate “Wise fee” transaction

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Jar activity

  • Deposits and withdrawals to a Jar are imported as “Transfer to Jar” / “Transfer from Jar” transactions
  • Interest and Wise Assets fees are imported automatically
  • Transfers between a standard balance and a Jar are automatically linked as Sure Transfers, so the same movement is never double-counted as separate income and expense

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Multiple profiles

If your Wise account has both personal and business profiles, you can connect several profiles from the same token at once. Each profile is a separate connection that can be synced, updated, or disconnected independently.

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Limitations

  • Uses a Wise personal API token rather than OAuth; the token carries whatever account access you grant it in Wise
  • Wise Assets (investment) balances are not tracked as accounts — only fees charged against them are imported
  • Each discovered currency balance must be linked to a Sure account manually after the first sync; balances aren’t created automatically

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Troubleshooting

Invalid token / connection requires update: your API token was revoked, is invalid, or lacks permissions (Wise personal API tokens don’t expire on their own). Create a new personal token in Wise and update it in the Wise provider panel. No profiles found: the token doesn’t have access to any Wise profile. Check the token’s permissions in Wise and try again. A currency balance is missing: run a sync, then check Set Up Accounts on the connection — new balances only become Sure accounts once you link them.